Zara Malik
Summary
Financial Analyst with experience supporting month-end close, forecasting, and variance analysis for healthcare and retail operations. Known for translating operational drivers into clear reporting for leadership and driving process improvements in planning workflows.
Experience
- Produced monthly budget-to-actual variance reports and explained key drivers, improving leadership decision notes by standardizing commentary.
- Built rolling forecasts for patient services demand, aligning staffing assumptions with budget owners and reducing late revisions.
- Reconciled general ledger and revenue schedules, catching allocation timing errors before close and improving forecast accuracy.
- Developed cost and margin analyses for production lines, shifting reporting from totals to component drivers.
- Managed the annual operating plan cycle, coordinating inputs from operations and finance to meet internal timelines.
- Automated recurring reporting queries, cutting manual consolidation steps and improving consistency across reporting periods.
- Prepared budget amendments and quarterly forecasts, consolidating department requests into clear summaries for council review.
- Performed trend analysis on program expenditures, identifying outliers and recommending targeted controls to reduce overspend.
- Maintained documentation for audit readiness, improving traceability from source requests to final allocations.
Skills
Budgeting · Forecasting · Variance Analysis · Financial Reporting · Month-End Close · Cost Analysis · Revenue Reconciliation · Trend Analysis · KPI Development · Process Improvement · Stakeholder Communication
Certifications
ACCA (Applied Knowledge)
Education
Bachelor of Commerce in Finance, State University of the Midwest